Workers' Compensation Insurance

Protect your employees and your business with cannabis workers' compensation insurance. Coverage includes medical expenses, lost wages, and liability protection for workplace injuries across your cannabis operation.

What is Workers' Compensation Insurance?

Workers' compensation provides coverage for medical expenses, lost wages, and rehabilitation costs when employees are injured on the job. It also protects employers from costly lawsuits related to workplace injuries.

Our Workers' Compensation Insurance protects both your people and your business by covering:

Medical expenses for on-the-job injuries or illnesses
Lost wages during recovery periods
Rehabilitation and recovery costs
Employer liability protection from workplace injury claims

Coverage Highlights

All Cannabis, CBD, & Hemp Class Codes Accepted
Multi-State, Nationwide Policies
New Ventures & New Hires Welcome
Mid-Term Moves Accepted
Flexible Monthly Reporting & Billing
Low Minimum Premium Requirements

Approved Risks We Cover

Our coverage extends across the entire cannabis supply chain:

Cultivation & Grow Operations
Manufacturing & Processing Facilities
Dispensaries / Retail Shops
Wholesale Distribution
Testing Laboratories
Consumption Lounges
Delivery Services

How to Get Covered

Getting started is simple — our submission process is fast, clear, and designed for your convenience.

01STEP

Gather Required Documents

ACORD 130
3 Years of Loss Runs (if applicable)
X-Mod Worksheet (if applicable)
WC Supplemental Application
State-Issued Cannabis License

02STEP

Send Your Submission

Email to cannwc@canngenins.com

03STEP

Review & Quote

Our underwriting team reviews your materials and provides a tailored quote.

04STEP

Get Protected

Secure coverage that keeps your employees and your business safe.

Frequently Asked Questions

1. Is workers' compensation required for cannabis businesses?

Yes. Most states require businesses with employees to carry workers' comp, including cannabis operators.

2. Can new businesses qualify for coverage?

Absolutely. CannGen accepts new ventures and new hires.

3. Do you cover multi-state operators?

Yes. We provide nationwide policies across all cannabis, CBD, and hemp class codes.

4. What if I change my operations mid-term?

We accept mid-term moves so your coverage grows with your business.

5. What states do you write in?

We offer workers' compensation coverage in all states except monopolistic states (North Dakota, Ohio, Washington, and Wyoming).

6. What is your quote turnaround time?

Our typical turnaround time is 3 to 5 business days once a complete submission is received by our underwriting team.

7. Can you accept other carriers' supplemental applications?

Yes. We accept supplemental applications from other carriers, though our team may follow up with additional questions for accurate quoting.

8. What is required to bind coverage?

To bind coverage, please provide the following:

Signed ACORD 130
Signed Workers' Comp Supplemental Application
Signed Quote
Any additional bind subjectivities listed on your quote

Protect Your Business Today

Safeguard your employees, stay compliant, and ensure long-term stability with CannGen's Workers' Compensation Insurance.

(888) 751-3141 cannwc@canngenins.com Request a Quote Today